City of Allentown has a fair amount of crime but not any more than any other low income environment.

But locking in incredibly low rates on a 30-year mortgage is a great way to gain the benefits of the current interest rate environment in today's market)

EnergyNo state taxesPro-businessPanama CanalPort citiesCoastal areaFarming area (farming was huge last year)Cheap foreign laborTech hub (Austin)Conservative politicsReligious coreHighway access (transportation)Centrally locatedYouthful and energetic (Austin, Dallas)Higher ed (UT, TCU, A&M, TSU, Baylor etcEducation (13-15 students per class)Cultural significance (New dream state)Affordable housing (American dream)Raw landSports (hunting, fishing, racing, NFL etc.)Theatre and artsPoliticsThis is not all inclusive but Texas ranks high or top in all of these areas compared to other states.

It is a great learning environment here.

Looking at a (FSBO) semi-detached duplex property, 4-floors, each unit has 2BR, 1BTH, WSHR/DRYR in both, all-inclusive, currently both are occupied ($1500 and $1400).I would look to buy with roughly 5% down (save and invest the remainder of cash flow for repairs and emergency fund).

I had no idea I was joining such an extensive and inclusive community when I signed up just a short while ago.

Does anyone have any experience, good or bad, with buying a 'cubicle' of work space in a shared work space environment from an investment company?

The reason for this is that this is a one time activity and inclusion of this in net operating income would result in negative cash flow.

Include remedies for challenging scenarios (i.e. if you can't get refinancing at the end of the term, what if the lender wants to request his money back earlier) Be sure to discuss and record these possibilities so that the options are clear and well defined.Building a solid relationship with a private lender is invaluable and if you create an environment where expectations are clear, and both of you benefit, your lender will want to work with you for years to come.

I loved the aspect of creating environments that connected people to the community; in that case it was tourists soaking up the excitement and beauty of Paris.