I thought I would include my standard clause about the ability to negotiate the deal with the bank.

Jeffrey, Operating expenses include taxes, insurance, management (even if you do it yourself), maintenance, advertising, office supplies, legal fees, evictions, damage done by tenants in excess of the security deposit, entity maintenance, utilities (if only during vacancies), vacancies, capital expenses (not technically an operating expense), etc, etc, etc.

This should include hardie boards, 1 coat of primer, 1 coat of paint, all labor and materias, and a warranty.

It is even included in your Lease Option Agreement that the seller will not further encumber the property which means that they can't borrow any more money against the property without your permission.

I actually make more with internet poker included.

While writing up your contract, just make sure you include any contingencies like inspections etc.

Be very careful to weigh all the risks you can possibly think of, including about plan D, if A, B, and C should fail.

I think this gives them good guidelines on what other professionals will be looking for including background, education, professional affiliations, and testimonials.

If you use the mail merge function of Click2mail.net then I am not your person.My cost is .31 per card not including postage or .62 per greeting card.I use click2mail.net It is a learning curve for sure and it is a yucky yellow or white card.The main point of mailing is do it several times.

Most conventional financing options do not include stated income loans.