VA loans are a tiny market share, simply not going to mention them here.Fannie Mae / Freddie Mac - Due to "QM Patch," can go up to 47%, sometimes 49.99%.

I am simply here to present factual information to those who don't know the rules and regulations of the real estate industry.

I budgeted $10,000 extra as a cushion on the rehab, and it seems as though others were simply hoping nothing unforeseen came up.

If you are in a high demand metro area like Denver, it's simply not realistic to expect to be cash flow positive if you are putting down 0-10%.

You simply cannot be subjected to their schedules for emergencies - I guarantee you in the event of a gas or water leak, for example, if the adjoining owner is at work or out of town, the gas or water company will turn off gas to the whole building if necessary, without their permission, so they might as well give you access to prevent a whole building shutoff for emergencies.

Basement has basically a hole in the wall in just that section.

We simply tick point it .

I mean, a private loan is your buddy Jimmy, your cousin Sally, your co-worker John, who has a hole being burnt in their pocket  by having too much money sitting around earning very little in a savings account or money market account.

Some of the "top" agents (i.e. most sales) focus solely or mostly on sellers (aka. listings), so they will simply pass on onto someone else on their team that works with buyers. 

I simply happen to know the most awesome ones