Knowing the government can take away the retired pay at any time, I decided to make sure we had some investments to cover up any loss of income.

Yeah it's more government streamlining red tape BS.If they would just get out of the way the market would work itself out faster.

-Steven the Tax GuyYour guide to IRS laws, rules and regulations.

There are some states which do not specify a particular form but regulate the contents of the form.

And yes, unless you have some weird type of federal government insurance [does that exist?]

Just keep in mind that there are many regulations imposed upon you from your state and your brokerage related to wholesaling while licensed. 

For example, you cant put a single post grad girl from the suburbs, in the ghetto - believe Ive tried.My mobile home tenants (in one area), are flirting with the poverty line; government assistance, food stamps, etc. 

There is also a lot less regulation in terms of deal making in the commercial sector.  

I don't think they are really effective, a contractor knows when they screwed up, it's then you place to justify that screw up to a real cost or loss that is reasonable and from there you'll need to find agreement.I had experience with government contracts, such just aren't appropriate for small jobs, under a half million and as the project gets bigger, the terms can be more involved.

I understand that there is an organization in Cali of HMLs using the term private lender, we've been over that, how one may market themselves is one thing, how regulators will view you may be very different.