I feel like lenders don’t want to touch manufactured home or the loan amount $200k is too low?

@Matthew JonesHave a licensed third party servicer service the loan.

Quote from @Zachary Vanison: Hey bigger pockets family quick question which fico do dscr lenders use thanks in advance guys for the info  DSCR Lenders will use the median (middle of the three numbers from the 3 main credit bureaus) - however one nuance is that for DSCR you can typically borrow as an LLC or partnership (entity) with multiple people on the loan - it will vary whose credit score (i.e. if there are 50/50 partners) a lender will use - can depend on the specific DSCR Lender

I would obtain a hard money loan for the rest of the cost.In this scenario what would be best way to leverage the deal? 

The flexibility of an All-in-One loan has some appeal on a primary residence to be able to keep your equity working for you.

To purchase a property in an LLC name, we use specific loan types for that as well.  

The origination fees are in line with what you see at lower ratios and depending on the size of the loan, can go down to about 1.5%, but if you are using higher leverage, they can also creep up higher than the range you are seeing.

Has anyone in the Houston market successfully secured hard money loans for commercial real estate investments?

I started a nonprofit we'd prefer a premium finance loan.

(Lower rates, higher rents, and apprciation.) until then you get loan pay down and tax advantages to go wi the lower prices.