As a buy and holder investor, I do NOT pay more. 

As part of approving an animal occupant the tenant and landlord will identify locations for items such as food and water dishes, areas for bodily functions to not harm grass or other vegetation, specific areas within the property and home that the animal can occupy. 

You're probably going to find that you spend the most money on housing, followed by transportation, followed by, at this point in your lives, food.

Perhaps a roommate can cover food, utilities, trash, etc instead of rent?

It has what many call one of the best unknown food scenes in the country.

Your Answer: (For those who have the same Question) Brian Eastman Self Directed IRA & 401k Advisor from Boulder, ColoradoBest to start a new thread for something like this.IRS rules simply prohibit an IRA or 401(k) account holder from placing a personal guarantee on a debt instrument.

All of the states I am aware of allow the holder of the note/judgment to bid a credit against the judgment not additional cash.

The lien holders are going to have to take a big hit on this one. 

Additionally, in order to pay my own mortgage, pay for living expenses (food, utilities, etc.), I have saved up 6 months of expenses in an emergency fund to handle that type of a situation.

Investment Info:Single-family residence buy & hold investment in Cincinnati. 376sqft Condo - Short Term Rental located within a very short walking distance to cincy's best bar/food scene.