.- water leak from bath tub- dryer didn't vent properly- stove range ventilator is not ventilating- bath fan work, but the fan spin very weakBelieve me, every single visit, I have to pay $60, they came in and check the issue, give me a report, and then, tell me, "oh, it's not covered by the warranty".So, $450+$240. and NOT a single thing being fixed. 

HI Michael,Being in the position I am in I believe the reason for investors who hit this so called "wall," is because they focus on acquisition of assets not focusing on what the bank focuses on which is a the personal financial statement.If an investor can optimize their assets, liabilities, equity, and cash flow then they can get as much money from banks as they want.Lenders in the 10+ space generally look at debt service coverage ratio for the property, global debt coverage ratio, and net worth.Example:Global debt coverage ratio -  passive income $10,000 per month versus all expenses and net liabilities $2500  =  4.0x cash flowIf a borrower had a high global cash flow  and a high net worth then getting loans is easy the problem is most REI's dont focus on designing their PFS ahead of the actual financing need. 

I am not a big fan of playing games during negotiations, but unfortunately it is part of the game. 

thanks for your help :) Joshua:If you go searching the CRA website for the ITBs and interpretations around Purchase Options / Lease Options and Instalment Sales, you will find they're not fans of the term "Rent-to-Own" and it often serves as a flag for "instalment sale".The CRA interpretations are similar to what Bill Gulley and others have written on BP with respect to safe/correct practices in the U.S.A., though perhaps not quite as strict.    

I'm not much of a fan of flipping as I feel that's a lot riskier although some people have done well with that. 

By now, the noise level went down and things got a bit softer, I open the door to see my new building and Lionel Richie is kicking the mail boxes yelling about knowing he has more fan mail and is accusing Gladys of stealing his fan mail!

My wife and i have been fans of HGTV for a long time, she has always wanted rental property in places like Brussels or Paris and i always wanted property local.

Which is why "I" personally am not a Fha fan.

@David Adler I personally am not a big fan of "partner" and mixing family with money is beyond not my first choice.

I'm not a huge fan of long distance investing, but it can be done with quality properties (quality tenants) and good property management.