Yes you need 20% to get a commercial loan.

Lawyer said we did not have to extend our closing date.

Hey,Has anyone ever tried to set up loans for people delinquent on their taxes that was backed by their house?

I know when I get a loan they give me all these disclosures and forms to review.

If you have enough stock that you don't need to sell all of it you could try to find a brokerage(you would have to transfer the stock to the brokerage)/bank willing to loan you money on the portfolio. 

On the one hand, floating rate loans are "normal" in this space.On the other hand, when rates are at a 50 year low ... where the heck do you think they are going to go?  

Hamp,When you say 3 VA loans, was that because your combined purchases were below your VA loan threshold, or was it that your rental income paid down the VA loan opening that money up for use again as a new VA loan?

@Khalid Bryan another option if not affordable rental properties is if you would like to try the BRRR method I would look for properties that are not moving ready or maybe the condition prevents them for qualifying for an FHA loan or low down conventional loan, and do the necessary repairs to make it safe to live in clean and fresh.

Branches or roots of trees, bushes, or plants on neighboring property.A landowner has the right to demand that the branches or roots of a neighbor's trees, bushes, or plants, that extend over or into his property be trimmed at the expense of the neighbor.A landowner does not have this right if the roots or branches do not interfere with the enjoyment of his property.Acts 1977, No. 514, §1.https://law.justia.com/codes/louisiana/2022/civil-code/artic...Also see here:  Dealing With Neighbors And Trees

@Nelressa Faye I don't know if a Hard money lender could be sharia approved, but I do know that the University Bank of Michigan does traditional loans that are sharia approved.This is a good resource for Islamic funding.