If that was a 200k loan lets say and they have 20 or 30 investors into one loan.. that's a lot of personal e mails that need to go out. and or fielding the inquiries as they come in.. they probably need to outsource this to india call centers  LOL.. but a premtive e mail as stated would probably keep folks calm.

There's usually a few places running promotions with promotional rates, and credit unions seems to have the better terms.

Just e-mail the basic terms or ask them to send you a blank template you can fill in.  

I am looking at a project that is a historic building that sits in an Acre and is 8700sf . very walkable to lots of amenities,restaurants,grocery, schools, government offices e t c.in the past i have remodeled SFH ,renovated industrial builings to retail centers (sizes up to 15000sf)Project Scope: i am thinking retrofiting and add an addition and have aprox 32 units of apartments with elevator, and finishes stainles appliances,granite tops, study says that target tenants are milenials,retiress and due to proximity to government offices government employees.current rents go for 1bed 900-1000 and for 2 bd 1100-1200 . the sf need for 1 bed is 800sf ( should be able to rent according to the study for $1200)and for the 2 bed is 1200sf( should be able to rent according to the study for $1400)for this area.14 1 bed x $1000 =$14000 x12=$168,000. year18 2bed x $1200 =$21600x12=$259,000 yeartotal yeqarly income $427,000.00 -8%$34,160)vacancy (study says 3% for this area)=$392,840.00 yerly gross income.using current rents for fast stabilization as the goal is a non recource loan.i have couple questions that i would greately apreciate your input. 1)is it worth going after tax credits and how do i find more information?

I've been looking at e mails from a wholesaler called Home Vestors Western Properties, LLC and in the notes it says "non refundable $3,000 earnest money deposit". 

I have about 50k for down and was planning to put 25% as suggested  by my mortgage broker to make e deal as smooth as possible.

Events like Black Diamond are good for connecting with wholesalers, and sometimes off-market deals are promoted at the events. 

(Don't Subordinate)  @Bob E.

Guess I forgot to add angry and defensive in my typical back the guru promoter profile.  

They promote education programs from their experts, at a price.