Manly men, as opposed to girly men).Kegorator, electronic darts, poker table w/cards & chips, BluRay player and a collection of porn, Roku or smart hdtv, gas grill & charcoal grill, suit of armor, life size stand up picture of Marilyn Monroe, .22 cal pellet gun with pellets and pigeon/starling/squirrel bait and a critter count score board, horse shoe pit, firepit with several tons of firewood, that's all I can think of right off the top of my head.

If I refused to rent to someone just because they had a credit score in the 500's, I would have missed out on some of my best / longest term tenants.thank you, i am really going crazy by not knowing how to handle this situation.but in almost all cases the reasons they are in the 500s is because of late payments on credit cards, isn't that an issue?

So you could in theory just pay for your renovation on a credit card or personal loan and pay it off after refinancing.  

We walked out half way through it was clear they were having us call out credit card company to raise our limit so we could pay two arms and a leg for what B.P already offers.

Getting into real estate has been my dream since I was a girl.

You don't want to get into a situation where you think financing will be available and then you find out a couple days before closing that it's not -- there are some HMLs who will promise 100% financing and then not deliver (and/or ask for fees upfront).Second, make sure you have a clause in your contract that indicates you're getting a loan, so that you can back out of the deal should the financing not come through.That said, if you need earnest money, my three best recommendations would be:- Take a cash advance on your credit card- Find friends/family who can loan you the money- Find another investor and offer him equity in the deal for him to put up the EMYou're unlikely to find a professional investor who is going to be willing to loan you the EM since you have nothing to secure it with.  

How ya doing, @Gail Kaitschuck...looks like you are livin the dream in Richmond County!

Living the dream!

Geoff Bishop Richmond is an awesome market where you can thrive and realize all your dreams; YET, you need to be very careful bc it's full of sharks.

Mind you, I didn't have a ton of money to invest, at times I used my credit cards!