Those are usually designed for flipping and do not be suckered into the "just re-finance out of it into a fixed 30 year loan".

Do you guys have any ideas on how to keep these things designated as "repairs" w/o spreading the work out over several years.

Marcus - I take it you're talking about improving the design and using more graphics.

A regular door is not really a problem, but when you have sliding doors or bifold doors, there are major design issues.

I used it on some really gouged wood surfaces, poured it in after cleaning out the rot (which it is designed for) and then lightly sanded.

As Jason mentioned, you can design the Operating Agreement as you like, I suggest planning ahead and simply make provisions for the unforseen and likely, it won't cost anymore that way.

Does the place look like people are living there or does it look like a design magazine?

I think it's a little more than marketing backing up my statement that I believe they are better built ;) My wife designed the floor plan as we wanted a wide open plan.

Insurance is designed to transfer the risk of uncertainty in return for a fee - the premium.

If she is more creative, she can go into web design, graphic design, or desktop publishing.