Once you ask the above questions, there won't be that many left standing. 

@Sam Hanaa Bad credit, self-employment, new to the country, short job history etc.

Great credit?

Hi Michael,I sent you a PM also.About the HELOC question, I recently got one on a property through Suncoast Federal Credit Union here in Tampa Bay.

We lived in a single family and couldn't  stand paying mortgage out of our pockets so we sold property and purchases MFR.

This fee will cover credit, background, and initial valuation reports (all of which will be shared with the borrower).

House hack with additional funding from parents, credit cards, etc. 

Hello,A credit union is probably your best bet.I too have a non-warrantable condo in Metro Atlanta and did a cash out refi 2 years ago at 80% @ 4.25 rate. 

I know nothing about the toledo market and wanted to see if anyone knowledgable could help me determine if this toledo property is worth trying to wholesale.The property is located on Valentine st and the owner is asking 15k for the house.

Prior advice still stands on seeking a lawyer's counsel.