Howdy @Wesley RobirdsHere are a couple basic requirements for FHA loans.  

@Paul Ritter  If the goal is to find a home for someone, sandwich lease options seem riskier because that's a smaller pool of houses to choose from. 

It's simply here as an option for people to protect themselves if they choose to use it.

We both got our houses a couple years ago, but I did not use my VA loan at the time and both want to invest in multi family units.Our big goal with REI would be to invest in bigger multi family units but for now start with a 4plex and go from there. 

When I got started a couple years ago transitioning from sfh to Mfh it was the partner with the experience to get the Fannie Mae loan.

I don't know what I am even pre-approved for in a conventional loan yet but I filled out the paperwork today and sent it in and I'm sure it will get sent back saying there were a couple things missing.  

More options give you more chances to win.Yea, you may make a few bucks if you invest it in the meantime by investing in the market, which you'll have to pay capital gains on (short or long term depending on when you buy/sell) or the stock market may take a dive in the next couple of years and your $25k is now $18k, which changes your math for you ultimate goal of a MF house hack.

I have been interested in investing for passive income for a couple of years now it haven't had a change to delve into the market.

Limited liability companies that have their sole members as a husband and wife that live in a non-community property state would be considered to be partnerships and not disregarded entities, in which case your banker is exactly correct.There are a couple of possibilities that you could discuss with your tax advisor.  

@Justin Grant Just a couple of thoughts. 1.