Currently I own a 4 plex but have a full time job consuming too much of my time. 

I do a lot of high-risk work, meaning I write policies for people with more complex health problems.

At least not without a lot of expense and time-consuming jumping around between sites. 

Advent Health just recently took over Florida Hospital and is in the process of improving service and renovating, so coupled with West Marion and Ocala Regional there is a good demand for doctor's and nurses which UF just keeps pumping out every year :) As for manufacturing, E-One (Fire and Emergency equipment) is still a big player in town, Signature Brands has a presence (Betty Crocker).

They worry too much about their tools, their truck and their health.

The only reason the news media freaks out about down markets is they are consumer driven....and they're too busy stirring up angst to get ratings to bother commenting that down markets = lower prices = more affordable housing.The point I think we should focus on here is that we, as investors, can benefit from either and upward or downward trend.  

Texas property code requires the owner or PM to make repairs that "materially affect the health and safety of the tenant" in a reasonable time (usually 7 days). 

The short answer is that yes, certain categories of retail such as apparel, consumer electronics and department stores, which are vulnerable to eCommerce, have been hit harder than others.  

Step 1: move out of the north east if possible. 2. call up your student loan creditors and tell them you want to lower your payments considerably or you wont pay them. 3. do the same with all other forms of consumer debt4. get a side hustle preferably online and put all of your money into the debt.5. learn your lesson and don't do it again.

Time consuming, but free.