Hey @Chan Khim, I have a couple comments on your post...1 - You can try to get unsecured loans for a down payment, however you have to disclose this source of funds to the bank for a mortgage and they more likely than not will turn down the loan.2 - Back before the housing crash, banks would lend up to and above 100% and would also allow CLTV (combined loan to value, i.e. 10% from bank 1, 10% from bank 2 and 80% from bank 3) to meet or exceed 100%.

He does a combination of contract assignments and wholesale deals.

I have a combination of delinquent tax owners and driving for dollars.

The combination of student renters and a property that was not standardly built meant it saved us from unnecessary repairs because someone couldn't find the right switch to turn on the fan etc...

Often the owner provides a fixed allowance that the tenant combines with their own funds to complete the work.

Brokerage firms take most of the money from their clients accounts (not that in stocks but the remainder) combine them and deposit them until used in a high interest savings account.

The lender has provided 80%LTV on one property I have owned and one I am buying ($254k combined value).

From reviewing the thorough and concise Ultimate Beginner's Guide to REI, to attempting to soak in as many insights as possible from the amazing combined experience of members that contribute to this site.

What if I have 2 IRAs (both mine, or mine and my wife's) and want to combine them in one SDIRA.

You do not want to open yourself up to a claim by the seller that you tortiously interfered with his contract.I have no clue what WA law is, but, if the seller refuses to deal, then your best bet in GA would be to file a lawsuit for breach of the deed restriction, trespass, and any other theories your lawyer can come up with, combined with a lis pendens filed in the real estate records which will prevent the sale from closing.