I'm sure we'll see some value declines in various pockets of the country which appreciated too drastically in the last few years but the lionshare of DSCR loans are clustered in the midwest and south where it seems unlikely to me that we'd see 20%-25% drops. 

The market has declined and is over saturated because of this fake mindset.

@Chris DaleoDuring declines in the economy - land is one of the most volatile assets because unlike a single family home that someone lives in, people have no attachment to land and typically have little invested in it so they will walk away.

If it isn't, you can decline and then hire a company.I saved about 9K in actual tax...The companies I talked to wanted 40% of the savings...

I’ll kind of say the same thing I try to tell everyone, flipping in really tough rn, between the high cost of labor, the high cost of capital, and prices that seem to be going nowhere and probably declining in the condo space atm.

He declined my generous offer.  ;-)His loss, not mine.  

Values declined by 60% during the GFC from 2007-12.Fortunately, I think the fundamentals in Phoenix look to be in better shape this time around.

I've also declined people with "decent" credit scores because they've had 3 utility accounts go to collections in the last 6 months. 

A good rule of thumb here is to take 10% off of the top of your expected rents in order to prepare for unexpected vacancies, market declines and other factors.

I'd still hold commercial because that's where contracts and signatures actually mean something.What's even the point of entering a business that has a declining profit margin projection?