ask for the last three years of Schedule Es and bank statements.

I'm going to cold call 100+ landlords in the area and organize an informal meet-up at the local tavern so I can meet a couple dozen landlords and let them know I'm looking to buy some multifamily properties..The downside of this idea is having to syndicate the money between what I can put down and what the local bank will finance.

The main benefit is you don't have to deal with bank underwriting/approval and typically need less than 20% down.

His plan is to build a spec home on my lot, sell it within a year and pay me off.I asked if I would be in front of or behind the bank ... and as I thought he'd say ...

I am self-employed, so I was hoping to get a No Income Verification style loan (at least that's what it was called last time), where they look at your bank statements to make sure you have enough coming in to cover the mortgage, taxes, insurance, etc..Basic stat's are as follows:-Income roughly $5,300/mth in deposits (minimum)-No car loans-Current townhouse has been paid off for a few years-Have a couple commercial properties (one in my personal name ($300k ARV) - just purchased in June 2018, the other one ($300k ARV) owned in a corporate name for 3 years).

Your bank is not going to assist in a fight with a provider.

I want to upgrade the unit but not break the bank for something so small.

I own a commercial building and one of my tenant is a local commercial bank.

Since this is the first time I've re-fi'd any rental property is this better then a traditional bank who gives up to 75% of property value?

Delayed financing exception should be an option with almost any national and / or regional bank.