Do I still qualify as a first time home buyer once I apply for a FHA or conventional loan?

Get into house number two and apply bah to it.

Even for non profits, requests for grants must be written by a professional specialist knowledgeable and experienced in applying for the specific type of grant requested.

Best to apply some FOMO (fear of mission out) - price it just low enough that everyone who is checking MLS twice a day knows it will go fast.

@Braeden Henry I know, so get off here and go to meetings, learn then apply what you learn, 

@Nathaniel LarreaOnce you apply online they will assign you a loan officer.

Self-directed IRAIf you are self-employed with no full-time w-2 employees, you can set up a Solo 401k & rollover funds from a non-Roth IRA as a tax-free direct rollover and then invest in real estate.A Solo 401k has several advantages as compared to a Self-Directed IRA including the following which specifically apply to your situation:Unlike a Self-directed IRA, you can have the account for the Solo 401k at a bank or brokerage that does not charge maintenance fees and where you will have checkbook control.Unlike a Self-directed IRA, if you use leverage (which must be non-recourse financing in either case) to acquire real estate with your Solo 401k the income will not be subject to Unrelated Debt Finance Income taxGeneral Considerations Re Investing Retirement Funds in Real Estate:1.

This applies not only to being able to get cash when you need it through HELOC's, hard money lending, investor funding or other methods; but also to making sure you are prepared with the right contacts when opportunities present themselves.

Edit: I just read your response and I don't think my comment applies anymore.

@Rose WhiteThe down payment secures the property and is applied to the purchase price.