I am no longer working with this person, but am curious what the legal obligations are and if they were followed.

Every time I enter into an agreement to purchase I have the following: Exclusive irrevocable possession and occupancy shall be delivered to Buyer, Buyer’s Assignees, or Buyer’s Agents at 5:00 PM on  the date this agreement is signed by Seller,  on the date of Close of Escrow,  on ________________, 20______ or  no later than ___________ days after Close of Escrow.I have collected my fair share of cash for keys in SS where the lender tries playing God.  

Was doing some drive byes on a few properties this morning and stopped in on an open house.

It is a good deal for this property.  

This will help you identify what market will have the most ideal factors for what you're trying to achieve with real estate. 

A reason for this decision is that currently, HYSA gives (between a 3% and 5% rate)—(let's call that incoming interest).

Highly unlikely - but this is a simple question for the agent that you're working with on builders risk.

This is an exciting start of life-long journey I'm pursuing in real estate.

I hope this makes sense. 

Any tips or advice how to get started or what I need to get started?