This allows you to hit the high season at full speed and like you said, refinance your payment as rates soften next year! 

Thank you!

Can you offer me some insights - Pros and Cons - to think about?

What are you all doing for online booking and search hits?

Have you used these sites before? 

Decent purchase price to rent ratioSome of the areas I'm looking into are:HaywardSan LeandroOakleyConcordPleasant HillBrentwoodTracyMantecaTurlockModestoSacramentoMy concern about some of the areas specifically in the Central Valley (often recommended here on BP) like Fresno, Turlock, etc, is that looking at numbers the appreciation doesn't seem to meet the mark for me (purchase price to rent ratio is decent, but equity isn't very good), so I'm generally focused more on the SF Bay Area.Any recommendations on cities or areas would be extremely helpful. 

Wanted to know if anyone would be willing to recommend RE attorney in South Florida from West Palm Beach to Fort Lauderdale who has experience and would be able to assist with:- review and advise on current leases in place- company formations being that also licensed sales associate- review and advise on trusts- advice a preparation of private money lending docs- property management formation best practicesAs always, thanks much in advance to everyone for any light you can shed!

Also, if anyone has recommendations for HEL providers, I'm just starting my search.Thanks in advance,Todd

@Kevin Lin you might double check that you have the exact same inputs for each calculator.

She recommended raising your deductible for now to try to lower the amount.