It's sad because these tenant laws were created years ago to protect unscrupulous landlords who take advantage of honest tenants.

The HML may allow 10% up front to help the contractor buy the materials but limiting the cash to the contractor protects you and the HML.  

Lenders want the borrower to have their I cash in on a deal to protect themselves and lower the risk on investment.it doesn't hurt to ask around, you might get lucky.

Which stands for Protection of Homeowners in Foreclosure Act.

What types of insurance should a professional large pm company carry to protect MY SINGLE FAMILY HOME due to their neglect, poor management policies?

@Sven D. check out Oregon Chapter 646A Trade Regulation, specifically sections 700 to 765, referred to in combination as the Mortgage Rescue Fraud Protection Act.

If this isn’t an option, research snow removal/cutting tools, such as the Avalanche or Roof Razor, that are designed to protect you and your roof shingles.

Hopefully someone at your local REIA can show you how to protect yourself against the risk and set yourself up to be successful.If not, courses on wholesaling are plentiful and fairly inexpensive.

But if you don't pay the agent commissions and the seller is using one then you are on a one-sided negotiation with the seller getting full protection and you're not getting anything.It's a trap many first time homebuyers fall into when they are told they can get a better deal by using the listing agent when that is a falsehood.

Yes, I too would have baseline criteria.Is there really more protection though in lending based on  credit score?