Austin Business Journal says a recent report lists Austin as the second riskiest market in the nation for a price downturn.

Fortunately, the TX market in general has been pretty resilient against the cyclicality of the national RE market, so hopefully you won't have another repeat of your PA experience.  

Carriers that allow up to 20 years include St Johns, Federated National and GeoVera.

In fact, Ki was previously the tax manager for the largest real estate company in the nation!

@Andrew Wong As far as I know, the bank will require it if they find you are in the flood zone during their underwriting process.Otherwise you can check http://www.fema.gov/national-flood-insurance-program-flood-hazard-mappingThe government's mapping shows if your parcel lands in a floodplain.

The high yield corporate debt is a bit unstable and may cause some panic in the future.

In 1999, Rusty change executive Realty’s name to Pulliam Properties and moved the firm into its current corporate office at the Walden Ridge Professional Park.

You can also try one of the big national lenders like Dwell Finance, but they will have higher interest rates.  

In 1999, Rusty change executive Realty’s name to Pulliam Properties and moved the firm into its current corporate office at the Walden Ridge Professional Park.

I was told that the interest rate will be the national rate whichever lender that I go.