My strategy is always buy right going in.  I

I'm new to BiggerPockets but I am not new to the real estate game!

Yes, you may be out of a few dollars due to interest but this is a part of the game.  

Good Credit, guaranteed money back, skin in the game (money down)????

What if I purchased a  property using a 50/50 non-recourse mortgage where in I put down $150,000 and borrowed $150,000 and then let’s say I generated $1000 per month cash flow and withdrew it out of the account on a monthly basis knowing I would effectively only receive $500 per month because it would be taxed at a higher rate with a 10% penalty?

I am pretty open about my business and don’t mind helping follow BPers because I really believe that real estate is not a zero sum game.

When my proverbial oil well comes in, I would consider scraping and building. 

To be the former and in the game for the long term I'd encourage you to start out with the right mindset of what it takes to build a long term business and forming trust with buyers and a good reputation is a big part of that.

So grateful to have a platform such as this to assist under experienced, potential investors with getting into the game without trying to have us pay the cost of a surgery.

I did find that electricity jumped for a couple weeks especially as I had crews in the place all day, and an agent advised me of the FHA rule after I was into the project by 21 days.Essentially it was the little stuff I hadn't planned on - this was a condo and a "resale certificate" is necessary... another few hundred unplanned, mandatory "dryer vent cleaning" (albeit I cannot fine this anywhere in the rules/regs of the association, its just cheaper to do it rather than fight it), cabinet pulls (after replacing counter tops, faucets and fixtures)... all in I came up with another $1400 of unplanned expense, eating up roughly 50% of my contingency budget!