Is it that your girlfriend has no desire to get ahead in life, or is she just afraid of risk or the concept of flipping? 

I have never owned an income property before however I have found a multi family home in a desired area that I’d like to love in for a while. 

Similar distant out, little better schools, a little more desirable area in my opinion.The only thing you should consider is that the Harvest market has been hot.

I have the desire to learn.

If you save a little more to put down and then still go with a lower downpayment loan, you can get something way more desirable in the $250-300,000 range.

If you provide your desired goals it will be easier to provide more targeted suggestions. 

It's in a desirable area, gated pool, I don't anticipate problems renting.

Rimforest, CA is a less desirable area to rent as not many people seek it out.

To us, the security of it being in all partners names (through the LLC) and the ease of a partner getting out if desired is easier too, as shares of the LLC can just be sold with no refinancing needed.

My name is Billy Norcilien and I am recent college graduate (Florida State University 2017, BS I.T.) and I currently work as a software developer but I have fallen in love with BP and it has only increased my desire to get into real estate.