She is an experienced realtor with many years of experience dealing mainly with investors, her husband and son are both local contractors and she is very involved with her client's projects throughout the rehab and even lease-up (she also started a property management business which is a great one stop shop), she also has a network of contractors and bankers with whom she keeps busy with her investor clients. 

Adam Bradley ok, message me your email address and I'll get you in touch with a couple of bankers.

Do they say that about Bankers, Grocery Store Owners, Doctors (well maybe doctors..bad example) plumbers, etc?

My banker just informed me that there is a new rule with these programs and since I already own a property I will not be able to take advantage of a low down payment option for a multi family home but I can for a single family home.

In the same manner they chuckle at the profits, overseeing the trade minions doing the real work,and teams they’ve assembled, the big bankers look at them in the same fashion, chuckling at them, hoping they do all these Brrr strategies, over levering and crashing when the economy tanks!

When you approach a banker and say you want a mortgage, but already own the property, they still don't want to do it because they think in terms of arms length transactions.  

Do you mind sharing your Refi bankers info?

Meet some real estate agents, a banker or mortgage broker, insurance agent, contractors and a handyman.

Just wondering, how well the government is going to enforce Dodd-Frank since they let the bankers and mortgage lenders destroy most of the world economy and none of those big boys ever went to jail?  

Your score takes a hit for the credit enquiry whether you have it checked  once or 5 times.Plus bankers will only pull credit reports to confirm what you told them up front.