Plus I have more exit strategy options.Choice is ultimatley up to each individual investor on what types of portfolios they choose to operate.

You won't be doing agreements that circumvent foreclosure laws, present title issues, cause insurance snafus or get hammered under Dodd-Frank, but you can go any direction you choose to. 

Not sure I'm comfortable with that.

There are several to choose from.Check it out: http://store.biggerpockets.com/ :cool:

A tightly sealed home improves comfort and indoor air quality while reducing utility bills-make sure the building envelope is propery sealed (use polyseal) around all cracks, holes, etc..Again, a tightly sealed home improves comfort and indoor air quality while reducing utility bills. while the above statements wont be a huge marketing tool, they will help save "$mucho dinero$" in energy costs.

Not quite 50% rule but 65% and I comfortable with that 50% rule very hard in a somewhat desirable area of Bay Area, CA.But than I go to the properties section a see 8 homes for sale that cash flow for $4800.00 a month for only 160,000.

Once again depending on your needs and time contraints be careful on how you choose.

If you give the tenant the option to drop-off check at a business location with hours and they choose to mail, then that's the risk the tenants take and the judge will take your side.

If you like what you do and you know what you are talking about you will be comfortable after you go through the motions a few times.

Credit isn't as important if your interested in creative financing techniques, I would highly recommend spending that money on more advanced education and or marketing depending on which strategy you end up choosing.