@Eric TilsonDepends mostly on the loan products. 

If it’s like a MN farm it will be a tiny percent if it’s only housing or a section (640 acres) but a much larger percent if it’s housing plus grain or machinery storage on a quarter (160 acres) usually 3-10 acres can be included with the buildings if it isn’t production land. 

I would also do a video chat so you can feel them out, ask tons of ???

A friend of mine has 20 door at good cash flow from each and now his banker calls HIM with deals they've found complete with a loan product ready to go. 

I spent a few hours one night on Google watching lock picking videos by a locksmith.

With such a head wind coming from getting a commercial loan you may want to look at non-qualified mortgage products like debt-service-coverage-ratio loans or possibly a HELOC.

(I.e. don't try to use the hammer to drive screws and paint walls no matter how good you've gotten with it, it simply won't lead to a good end product.)ThanksAndrew

I absolutely love all the BP podcasts, spend hours reading blogs and articles, and have watched countless videos.

@Philip L.Katie Haller with Simplified insurance does mine and most of my clients and everyone likes her and her product.

I am curious if any more seasoned folks know any other loan products out there available to us “self employed with an employed spouse” situations.