bottom line is they talk a great game give you terms that you think you found a fold mine..etc.. nothing more than a sophisticated Nigerian  prince scam.

@Karan Malhotra I think @Jay Hinrichs and I are on different pages of the same book.I was probably getting too far in to the weeds to stick with the "general requirements" theme @Timothy Albright set up.I was simply putting the info out there that a hard money lender is going to require some "skin in the game".

seems like that is a bank refi situation not a raise private money so the owners have little to no skin in the game

BiggerPockets forums is a great start, listen to podcasts on away games and gym workouts, join a local REIA in your area, jump on some webinars.  

They have more skin in the game then you do.Make sure you get clear title.

If all the tenants sign consent forms as part of the lease agreement, then any conversations the tenant is in will be fair game to record.

I'm new to the game and I just wanted to ask If there are any Real Estate clubs within the central Florida area?

https://www.biggerpockets.com/blog/working-legit-turn-key-provider-game-changer-state-investors/1.

I think I have a pretty good idea as to how to jump into the real estate game.

They vary by state and sometimes by county so you want to make sure you know who is a protected class and what is considered a violation in your area.