@Carl Fredrickson, Levi T. has it mostly right, but not entirely.There are indeed two types of accreditation that sponsors do.

t=13741I put a link in that one to a DOJ website that discusses service animals.

John T.

have a better suggestion or am i committed a mortgage fraud?

As far as location, I invest in NW Indiana and there are great deals out here, but your wife and you will need to be 110% committed to real estate if you guys decide to move to a location mainly for RE.

I have a thread about excess loans over basis here:Excess Loans Over BasisJohn T.

Most likely that's what's going with these potential tenants -- they like your house, but not enough to commit.

Don that is a very tragic event I am sure he has not dealt with fully if he has turned to drugs.You can't just stop doing something.You have to replace it with something else to fill the space.WHITE KNUCKLING and WILL POWER will eventually only lead to failure.My mom worked for years and years at a violence center for women and dealt with people that had issues.You can guide them and try to show the way but at the end of the day it is their choice to want to live or die.Just take in every moment your son is present and in the moment with you and try to cherish those memories.Right now your main goal is to protect the innocent children and take away any bad modeling behavior they are witnessing that can impact them for life.When you kick a habit you have to do something else.Example: Smoking - Bike Riding,Drinking- going to church,drugs-exercise etc.Everyone has stress in their lives and that will never change.As we get older the stress does not go away it just transforms into something else.You might used to have worried about money,then it's your kids,then it's old age,mortality etc.Until your son sees a counselor to deal with these issues and learn coping skills he is going to medicate himself to not feel anything.The first few sessions of therapy is just small talk.The real work begins later on and either people commit and dig in to work on issues or say "Oh I am fine now and get scared and run away".Many people go to their pastor but I feel they are not qualified as a drug abuse specialist or a licensed therapist to help them with situations like that.Don you don't control your son but YOU DO control how you react to what he does and how it impacts your life and family.Maybe you feel guilty for him seeing his mom go through that and enabled him out of guilt to make yourself feel better in the moment.All you can do everyday is work on yourself.If you do that you can have a positive impact on him that can do nothing but help.

The list goes on.If you still plan to acquire the townhome, please have a conversation with an attorney before you sign or commit to anything.

Don't accept a "work from home" person-- they'll be home 24/7 and annoy t he crap outta you.