Want to be sure to have this outlined as I negotiate with seller.

I am looking into subject-to's, lease option, master lease, or any other potential strategies that might get me into some property.

Fourth, I have zero interest in subjecting myself to the regulatory authority of the local real estate commission or other realtors.  

I have to ask or Subject to deals in NC illegal or do people just don't have all the information so they assume they are illegal. 

Because the SBA Lender’s approval is subject to different factors, i.e. a lender might be pessimistic about the borrower's industry or may have recently suffered losses in the borrower's geographic area, it might very well happen that although the borrower is fully qualified, he might still be rejected by the SBA lender.The following situations necessitate the use of a private money lender instead of a SBA lender:The buyer’s credit is spotty.The buyer’s company took a hit during the Great Recession.The seller has offered to carry back a second mortgage.

A subject to transfer it NOT the only transaction that violates most due on sale clauses.  

Of course the vendors must meet health codes and are subject to inspection.  

In my experience companies get specifically touchy about this subject during hurricane season.

@Cameron Vigil I think this answer is entirely subjective and it seems that you have made your choice when you say that you feel it's a better fit for your personality to pay everything off before jumping into more debt of any kind.

Once in awhile I get requests from programmers trying to develop an app or some program for human intelligence, can't be done, while parts of the analysis can be accomplished much easier with technology we don't have artificial intelligence to make objective and subjective determinations.