I didn't have the foggiest idea what I was doing and I REALLY wish I'd stumbled across this site back then before I got myself in hot water.

Filling up the wall in the kitchen then after a hole was punched through filling the bottom floor 6-10 inches (water stains on the wall and visible mold on the baseboards, cabnits) The carpet is now dry so I have no idea how long the water was sitting.

We know the 20% down is pretty standard and great credit scores help.

Are there more foreclosures or "standard" listings?

The wording out of an agents mouth is "the standard amount is 3%".

Property had water damage in the kitchen from a leaky tub faucet and badly patched tub drain on the 2nd floor.

Research does have it's limits before you have to eventually put a toe in the water and learn how to swim.

But with double closings and other wholesale strategies, I would think there would still be some opportunities.That would be the market I would target if the houses are as under water as that guy suggested.

The funny part is we had a huge hold up for State Road Opening Permit in order to obtain water service.

In Wisconsin, if there is no written lease, the statutes rule the rental world, and they cover quite a bit of standard stuff.