Do they still look at your job and income and credit score?

I use cozy.co currently - I wonder if they offer a similar credit-reporting service.I do agree on the credit score front.

I do believe that if your taxes will show your annual income, your employer has remained the same, you have that nice reserve of cash and your scores are excellent you will have no problem obtaining a loan.  

What you've done is incredibly impressive!

I financed with private lender at 9% interest because I could not qualify for a loan 6 years ago, now I might qualify, my credit score is in the low 700s I make about 60K a year but my credit history is only 2 years old.  

But consider this, the FICO system - the most common credit scoring system - ranges from 300 to 850.

PaulineYour firm has done some incredible deals

If you know your credit score they can give you estimate on the phone.

I would also think a more 'blue collar' demographic with more 600- 650+ FICO score 'potential buyers' (used to renting, thinking they needed an 800 credit score and/ or 20% down, to 'buy') with only a few grand to put down and little or no prior knowledge of their ability to 'rent to own' would be optimal to 'pre- quality' through a mortgage lender, as well as (re)educate people that there are also good reasons to 'rent to own,' aside from getting into a house to 'build equity.'

That video is incredible - genuinely impressive parody.