You can see their work first hand and find out who runs their crew.Good luck!

This property is VERY small and I want to run it as a test case in the area.

The issue I have run into is with the banks, I can't find a portfolio lender that will do a 30 year commercial loan like the guys on the BP podcasts always talk about.

Always run your numbers, always be smart, and plan accordingly!

Technically, this house can easily be made into 3/4 units but just to be safe; I was planning on keeping it at two units with the attic or basement reserved for myself until I get things running.

I hope this isn’t a dumb question, but when comparing rates and terms for HELOCs from different banks, is it possible to provide my income/current expenses/credit score or SSN to run a credit check and estimated home value to different banks and get a good faith estimate of what the rate would be without having to apply first, since, from what I understand, I can’t apply at more than one bank at a time because it would be considered mortgage fraud.

We leave our guests welcome baskets and try to make a bunch up at a time but she will do it if we run out and always puts them out for the guests.

If a house goes from $100K to $110K, I see the cash buyer making $10K, but over all the loan buyer would still loose money in the long run.

In your application, you list a value you think the property is worth and the line of credit you're seeking and they run the property through their software to get a valuation number. 

So it may not even come to pass.If it does, there’s lots of ways around it (I foresee all kinds of advice posts for Bay Area investors on converting units to Tenancy In Common or Condo Conversions).Also, keep an eye on the migration to Las Vegas / Henderson, Nevada and the Phoenix Arizona Metro Area over the next few years should it pass…Las Vegas was already named the #1 hottest market for 2018 by Realtor.com (probably because everyone in California over the age of 21 has already been there):http://www.fox5vegas.com/story/37301190/las-vegas-named-hottest-real-estate-market-for-2018And the Arizona Sun Corridor (Prescott to Nogales, running right through Phoenix) is set to double in population by 2050 (up to a whopping 12 million!)