I'm also a pilot, so very cool on ATC, and my dad retired from the FAA just two years ago (got on with them after Eastern Airlines went out, where he was a pilot). 

I'm personally fairly judgment proof under Texas law in that all my significant assets are in exempt retirement and insurance products, and my homestead is owned free and clear.

Another deal closer to retirement.

Hi, I turn 28 tomorrow, (I have 11k cash saved, debt free except mortgage, 36k retirement, and about 60k equity in my home) and I’m slowing learning what I need to do to get where I want to be.

The “mansplaining” was the cherry on top.I am my sole support, and wanted to build the second home on my property to make my retirement more comfortable.

Usually the more doors per apartment building and/or the more money you put down, the more cash flow per door.You could also look into buying businesses (owning them, not running them), good old fashioned stock market investing (not retirement accounts, im talking brokerage accounts so you can actually use the moeny before retirement age) , cryptocurrency investing, or a mixture of all of them. 

My goal is to be able to live a comfortable life style and retirement plans for our future together is there anything I can do to make her better understand my vision for us.

Friends and Family 2. equity partner but it does not seem like you wnat one of those and it would be far more expensive than the short term loan you have already line up.3. cross collateral.. with some of your other assets.4. advance on your retirement accounts if you have that ability.5. sell your securities.6. have some subs help you on this and pay them a bonus when you refi.. ( although again your smokin deal on the second loan is probably the cheapest).

We got enamored by the FI/RE philosophy (Financial Independence / Retire Early) a few years ago and have committed to investing some 75% of our net income into the stock market. 

@Bryan Pham I'd like to retire sometime in this life.