I"m still considering purchasing through Homeserve as well since cost is so low and no deductible, and covers water line and sewer......https://www.baltimorebrew.com/2014/09/17/concern-and-confusion-as-city-promotes-water-pipe-warranties-from-one-company/

They are meant to promote home ownership. 

Its whats being promoted in the society today.

My brother dropped out and is getting so frustrated watching all his coworkers with degrees get promotions over him.

I’m not here to promote Redfin.

Perhaps some of this was avoidable as far as promoting freedom number schemes. 

Even if they don’t use their degrees they usually used it to get the job, keep the job or get promoted over others who didn’t have one.

This is probably because if you have a lot of properties already, they dont want you to be inadvertently benefiting from a program that was designed to promote primary residence home ownership instead of utilizing it to buy more properties that will end up being investment properties.2) On conventional financing where only rental income was used to qualify  and the borrower held all properties in their personal name then the argument could be made that the borrower is not self employed.

Also credit card often have those special promotion for 0% - maybe use one or two to one up with cash payment on the house.

The best thing about Josh is he isn't just talking about notes and using it to promote some 25k mentorship.