Most have tradeoffs in terms of benefits and complexity.So these are five rules that I used to advise my clients when I was in practice a long time ago.

A couple years ago a Realtor was fined almost $75,000 for as asking that simple question in the course of casual conversation with a client.

Someone who does 20+ deals per year will have found the title company that has the following qualities:responsive to emails/phone callsclerks and assistants are knowledgeable and experiencedreputation for integritylow error ratelow feessettlement agents will travel to you for closings (important for your clients & sellers)

There are deals in the market but you can't mess around.To give you an idea I have clients that are individual people with net worth up to 70 million for one person.

So as my business keeps accelerating I have to get more and more efficient with my time.I was wondering if there was an app etc. where it tracked initial contact time with a deal or client until closing??

An experienced house hacker in a 4-plex who is also accounting savvy might give you a pretty good answer, but a CPA who handles lots of RE clients would be best.For FHA loans I think the PMI does not go away, but I could be wrong - most likely you will need to refinance at some point to get out of PMI.  

I'm hoping to resolve the services issue so I can create a one-stop shop - from the legal side to maintenance.I'm really looking forward to learning about the problems you have seen as real estate professionals and how I can bring a solution to those specific issues.I'd love to also connect with people that want software developed as I am working with a few people in the US to create solutions for agents on how to manage their listings and clients.

-> Example: Some agents keep track of individuals who back stab    them or were difficult clients. 

They do have some very talented employees who remain committed to their jobs and running into these people can be either a nightmare or a very pleasant dream, depending on what's going on with the client.But I was a little amazed recently when I had a client who was a flipper where the income would have clearly been self employment income.  

I'm not going to lie though, I"m targeting that field work position (going to auctions, court houses, meeting with clients, ect).