The topic I want to talk about:  The risk of buying properties with imbedded plumbing and heating in the concrete. 

I always go with...tile, laminent, or stained concrete...depending on the location and subfloor.

In this forum, I'm seeking concrete recommendations to actual lenders (loan officers or names of companies) that work with investors in Missouri and/or Michigan.

It's hard to give a concrete answer without knowing more about the area and what kinds of deals are out there. 

(Tom  was an investment banker in San Fran and would spend most of his days in a concrete building while my office was a turquoise ocean scattered with islands playing host to a single palm tree.

Showed that some work was needed (at least some concrete that seemed chipped, a boarded window).It's the inside that is always the surprise; when you get those photos, then we can offer better opinions :cool:

I'd say budge no less than $20,000 if this is your first flip.Foundation repairs can be as simple as $500 to add support to a raised foundation home- to over $20,000 to add concrete pilings and lift a sunken slab.Based on what You know I'd figure $20,000 on the rehab + $5,000 for foundation repair and add a 7 day inspection contingence to your offer so that you can have time to have it fully evaluated.Based on that I'd be offering $25,000 for this property contingent upon inspection approval.

If this is the case, then how do I go about presenting the deal to a hard or private lender without a concrete deal?

I have concrete work going on while I'm writing this and there's a jackhammer downstairs outside my tenant's unit.

The sump pits they make today are larger and would require busting out concrete and digging out dirt .