We've both spent 100+ hours through various means over the past year - are we able to run a cost segregation study that would benefit both of us from a tax write-off perspective or only the person who spent the most time?

I haven't done a down payment since 2015 and have 9 doors including my personal residence. 

I joined the program, please reach out to me personally and I’ll share with you my personal experience.  

There is no correct path for a particular person, it just has to work for you.

However, it has to be a rental for it to work as a DSCR loan and you cannot be living in it or using it for personal use in any capacity as a DSCR loan is for business purposes only. 

Kevin - I agree with Matt and have done something similar with asking basic questions to confirm that the inquired person meets the criteria.

Personally I would run to them.

.- remember that you'll be paying all utilities if you rent by the room, so factor that into what you charge for rent, and consider using remotely-controlled nest thermostats so they can't jack the heat up beyond what any normal person would pay for (if you're in a cold area). the same could be said for a home with central air in a warmer climate.- consider baking into the rest biweekly housekeeping, so that you know that the property is being kept up with (prevents pest issues), and you won't have to deal with any quarrels over who's cleaning the common areas more than who.- always have the parents co-sign the lease.- make a manual for them. what would your own kids be calling you about when they first move out on their own?

She'd be a great person to talk with agent to agent.

@Megan Bransonhave you been to this neighborhood in person?