personally I want to add 1 bed and 1 full bath and make a large, finished gym. but should I add another bedroom and have no gym?

Is there any conventional residential loan options anyone is aware of that would allow cash out refi with less than 12 mths seasoning?

Get a separate person for a CPA.Get a legal advisorgo to meetup or just find them here.

Check out local areas and homes, meet with pros, and look into financing like regular loans or FHA loans.

I ask them to call me at the phone number of the person that sent me an SMS just before them.

Conventional loans for primary residents are the only loans you will ever get that have the ability to put so little down so you should take advantage of it.

There is much debate about that but ideally you’ll talk to an experienced agent who can advise based upon experience as compared to an experienced insurance sales person who can sell. 

If you're going to live in it you could look at Fannie Mae propeerties that will get approved for an FHA loan with 3% down.

We are using a hard money loan at 9.9%. 

Would like to purchase my third investment property for around 850K property will cash flow me around 3500 a month I have just under 110k in liquid for the down payment what’s the best route to be able to gather the rest of the cash for the downpayment which if it’s 25% downpayment I’m looking for another 110k loan what is the best route to take ?