Are there any lenders who will do fixed home equity loans secured to a 2nd/vacation home, or an investment unit?

I have been a lender catering to funds, investors and consumers for the last 4 years but my family has owned Multifamily my entire life and it helped put me through college during the recession.

You might need to consult with an Attorney or CPA to determine your type of company to keep you personally protected, a pre qualification letter from your choice lender, and your primary Team members.  

Managing Financial Products.More than one in five Americans reported engaging in non-bank, alternative borrowing methods (such as payday loans, advances on tax refunds or pawn shops).

I do have a question, I was looking at some lenders that work in the WA area and I found one, but he wants me to sign up for a system with him that would "teach" me the trade and then he would help me find financing.

I am a buy and hold investor and lender from SoCal.  

The seller's agent said he had a lender that would lend on it.  

When would they be able to agree upon a price with their lender?

Even if you were to finance using a commercial loan or private lender you'd have to put at least 20% down (correct?).

So i have a lender that will do 100% cash out refi after 6 months.