If an investor can tell me why those comps are more similar than mine, I'll use them.Depending on how dense your area is will determine your criteria.

We ranked all our monthly expenses with a 1 to 5. 1 being absolutely essential like food and shelter, 5 being totally frivelous - stuff we were spending money on which was neither necessary or enjoyable to us, like a storage unit we had because I couldn't be bothered to organize our garage more to make space for the stuff in the storage unit. 3 we would use for things which were not necessary, but we enjoyed.

What makes you tick, what can you do day in and day out, sacrificing sleep, entertainment and food.

Is it important items such as food, emergency savings, retirement, and car insurance?

the packages still came. eventually i took them to whole foods (amazon) and they looked at me blankly and said "we cant help you as we dont do returns/changes of address" so i just tossed the lot in the garbage on my way out. 

My second contract is the actual contract I closed on.Crazy thing is, I didn’t see the house before I put contract in.I trusted that my agent knew exactly what I wanted by that time and I flew in to see the house during inspection-before close.STEP #5 Found the money  Now some would probably argue that this step should have been higher up on the food chain…BUT I am simply telling you my process.Being fresh out of college, I did not have the capital to pretty much buy ANYTHING cash-no matter how “cheap” the property was.What I did have was good credit and a job.

Good food for thoughts however...I am very appreciative of all the feedback and comments, thank you so much.

At age 29 I found myself supporting a wife, an ex wife (child support) and 2 kids on food stamps and working for minimum wage.

Food for thought...Have you set your financial goals?

I recommend that all investors work hard to get off-market deals, but if you are on the MLS, then here is some food for thought.