Hey Seth, If you have a good FICO, Loan Amount is above $250k, and property DSCRs at 1.25, You may achieve a rate at the high 7s at 70LTV on a 30 year fixed loan. 

If for example a home is selling for $225,000 it will have an estimate of $1,462/month.With 25% down the calculator shows: $1,023 per month Principal and interest $806Property taxes$125Homeowners insurance$92How can I get a better idea of the total including everything?

I would personally always recommend using licensed and insured contractors - especially for hazardous trades such as gas and electrical.

This will make a difference during the appraisal period if you go the loan route.

A home warranty is just a type of insurance and you don't make money on insurance in the long run, because the insurance company makes LOTS of money!

@JD MartinI read a while ago how the avg/median loan was somthing like 7% down.

Insurance and taxes seem to be going up and you want to cover those costs.#2. 

Feel free to use me as a resource for any loan-related questions. 

I am inclined to sell because I feel like I'm sitting on cash and I do not like the idea of taking out a HELOC or other loans to continue my investing journey (I got debt free in 2022 except for the mortgage). 

So if they are earning 5% interest on their loans, then 1.5% of that should be withheld and paid to the IRS, giving the lender a net interest rate of 3.5%.