Many hundreds of wasted hours, that if included, would wipe out a significant amount of earnings.

many people don't necessarily have the time or skills to do their books*REI specific tax efficient advice to include business structures, 1031, depreciation, deductions, etc.  

Some states also have a requirement for a mailing address attached to each rental, make sure that’s also not required. 

There were a lot of emails around this withdrawal and the reps from Udirect were adamant that the 1099R was correct in having the full property value in 1 and 2a, and the mortgage would be accounted for by 2b. 

If I do end up purchasing a duplex for 299k, I would be living in one for about a year and rent out the other at 1300/month, In which I would still be paying out of pocket for the mortgage (est. 2122/month as per zillow) not including the other expense.

If you're interested, I have a partner network for STR investors that includes those specialties.

Feel free to ask questions and tap into the resources available including the informative BiggerPockets podcast.

It had 1 source for all utilities so utilities were included.

So you take 20% of the gross which includes all fees like cleaning plus 100% of the cleaning?

There is another list coming and I'll include them.