Total loan amount including closing costs was $318,313.

I'd maybe expand "areas with strong demand" to include property types in addition to geographic locations.

It added nearly two months on getting the title business worked out which included getting a non-interested fire inspector out twice, who was worse than "No show Jones," then learning that the home was still tied to a different piece of land within our county.

The key to having a favorable experience with a  commercial lender (including my company) is finding a lender that offers exactly what you wrote: fast, reliable, and excellent customer service. 

So the site owner has decided that commerce of virtually any type - including bartering or giving things away for some other consideration - needs to happen in the Marketplace. 

I rent upstairs for 750$ and downstairs unit at $850, rent includes water.

It needs about 30k of work, can probably make at least 50k on the back end (not including interest from loan) so lets say 25-35k with minimal work.

It is written by attorneys and includes the law, not just opinion.

Fence repair, yard repair and mowing when its empty, siding and all exterior coverage, and it includes your insurance.  

If you can, itemize what you can- Does this include repairs from an inspection, or just what you can see?