Then look at the median household income indicator.

We are doing a green concept that will use solar energy, geothermal HVAC, and ground water technology.

The look back provision isn’t really a provision, it’s more of a concept.

Three days before closing the buyers were denied due to a decrease in the household income.  

I'm just having a tough time wrapping my head around it as a concept.

@Caleb Webster, second what both @Christopher Phillips and @Sam Shueh said (even in caps :)The legal concept has been called at various times "benefits and burdens" or "risk of loss passing". 

Same concept above. 

@Willis ChurUnless an agent knows about investing, they won't understand the concept.

I recently read David Greene's book Long Distance Real Estate Investing and was amazed by all the concepts and strategies it was filled with.

You save money on interest, but if you pay off your properties/debts early, you will always save money on interest.The whole concept seems overly complicated to me - especially for people who are just starting to get a handle on their finances.