Congrats on your success, sounds like you became a heavy hitter!

Both can be a good investment and I personally invest in both but my portfolio is more real estate heavy.

@Tim Siocheng good deal sources locally will come from quality wholesalers, real estate agents that know their way around investments, and mailing lists/auctions/other marketing strategies.There are several ways to do it, and it can be easy and light, or heavy and creamy depending on your personal preferences and the path you take :)

Same with heavy value add. 

I think we are stabilizing again and will go back to our boring stable market with heavy rental demand driven by the university and military bases.  

Aguadilla especially should soon see a heavy rise in prices in 2020 and 2021Ironically, Ponce is where cement comes from  

Storms, heavy rain, snow, winds, extreme temperatures can all damage your home. 

Back end ratios can exceed 48% with compensating factors as well so if there is income to squeeze its worth the look.DSCR is going to factor credit score heavy plus down payment and prepayment penalties if you put down more and take 3-5 year prepay you can walk away with a lower rate.

@Sam LeonTough spot to be in as those two units will weigh heavy in the comps.

If you feel you are RE heavy, I agree that the property could be sold to pay off your primary, but you could also invest in property in another nation (If Yuen becomes the world reserve currency, a move could be in order), or in the market for strict diversification.Either way, I'd be cautious about buying too heavily into theories regarding debt ceilings, currency dominance and geopolitics in general.