He took into consideration the fact of having kids while structuring due to legalities of probate (Hopefully a LONG ways away) and my entire financial and business model.

I have tried to look up stories online of people blogging about WHY they paid off multiple investment properties off early and sharing their experience, but all I come across are models and opinions (mostly against it). 

To clarify, I'm skip tracing for the Wholesale buisness model, so i can cold call these owners, in an attempt to get them to sell me their house.As a side note, I'm also open to helpful tips in regards to both skiptracing and wholesale buisness model

Since it is worse, that implies you should sell the house and pay off the loan, gaining 3.4% in cash velocity from your current position.Even increasing rent $200 per month (good luck with that with COVID) would only increase your return to 3.4%, which is still worse than your loans.This model, of course, assumes that you would gain no further benefit from appreciation.

Looking at listings around the US, they appear to have two business models: Lease a dark car dealership that has a substantial number of service bays or work with a developer to build a new free-standing location that obviously rents and sells for substantially more.

Despite the rapid price appreciation of housing, there are plenty of infill lots available in decent rental areas.If you're currently implementing a build-to-rent strategy, I'd love to hear your thoughts about the major risks and downsides lurking in the business model.

I literally just listened to a BP podcast yesterday with a guest who does rent-by-room with more standard 12 month leases, not the short term AirBnB model.

@Sami Gren there is no problem if your business model is to pay for those type of things and your consistent.

Also, consider bringing in park models. 

And as you scale your model does not change, you do not buy properties you can not afford, but your terms for “afford” become different.