Things like 3x the monthly rental amount in income, a minimum creditscore (if you want that), no prior evictions, favorable prior landlord references, or whatever criteria you decide you want your applicants (and future tenants) to have.  

We try to "compound" our buffer to recessionary forces by focusing on neglected properties in small tertiary markets with favorable supply/demand.

Be prepared for the benefit of the doubt to always be given to the tenant and to have to go the extra mile as a landlord/owner to get things in your favor.

And everything ive seen as far as comps go are highly favorable of an 90-100k ARV.

Our primary is a fixed rate also, which is why i found it confusing, but it has a slightly lower rate and it is not with RBC, that is with First National and i now know the big 5 do not have favorable terms.

Overall the property doesn't meet the 1% rule but that's just a rule of thumb and any deal can be negotiated into your favor.  

The costs were super cheap partly because of COVID and partly because most laborers came in as personal favors from a friend.I recently purchased the House Flippers Spreadsheet to analyze another potential deal.

I know of a few that could possibly help him out with favorable terms.

I have never gone to court but I have been told Judges typically favor the tenant. 

Either you left out some critical details or your property manager is not doing you any favors.