So a half bath (total two half baths) should result in a slightly higher appraisal than closet space (it will likely be in the adjustments area because most 2 BR/unit duplex comps will not have 1.5 Ba/unit).Then there is a convenience factor. 

As we discussed yesterday, the reason we were not able to get the loan approved is due to the pricing factors on conventional loans.

I think it is important to consider factors such as what is another exit plan you would have for the property if it does not sell as fast as you expect.

Probably also want to consider the qualitative factors...like the age of the kids and the appropriateness of custodial accounts and/or trusts.

I think that depends on a lot of other factors, most important factors in your local market.

I can factor that in as the cost of doing business and then show these banks how I was able to survive in one of the worst debacles ever seen. 

@Coral HernandezI’m in 2 areas, Las Vegas and the Bay Area Northern California and I have the contractors for the jobs, the pocket listing from the realtors since I have established great relationships with them and also wholesalers that can get me the deals (not all are great deals) but I have that accessible to me BUT the only thing and MOST important factor I’m missing is the lending part, this is where I’m stuck.

Length of credit history is one of the larger contributing factors to your score, so the sooner you start establishing this, the better.

) LOL. and I laid out the risk factors. and I got 50 up votes.. so you can see there is a divide here on BP between as many doors at what ever cost or method you can get them and risk does not matter because Cash flow rentals are the safest thing to buy in the US and appreciation Is gambling etc etc. 

The location isn’t a determining factor between syndicate or buy on your own, it’s just one of the criteria required to identify your goal.You’ve identified you want 30 units, what else?