I now have a good pool service company and the pain in the butt factor has gone away.I am assuming you are looking at new construction, because a small number of pool cabins have been around, but nobody typically sells their pool cabins so you never see older ones on the market.  

All of those factors play big roles here.Obviously you have fantastic financing terms, but my recommendation would be to take it slow.  

Really depends on a few factors.

Of course, there are other factors but job growth is the most important since that drives population growth (of people that are renting).

Almost all banks use Wall Street Prime rate PLUS some factor. 

Without fixing some of the external issues, water is going to find it's way in.

There are several good programs for first time home buyers, but the best program will depend on several factors including credit score, income level, property type, presence of student loans and the amount of their payments vs the loan balance, your down payment, your job type, your job history, your time on the new job.Any estimate on how long i would have to be employed in Mn before possibly getting financed? 

On off market deals it’s really only a factor if you’re acting as your own agent for the reasons I mentioned above.

You'll have drywall cracks, so you should factor in drywall repairs and repainting. $$$4.

The other factor is many builders are treating ADU's like equity cash machines for owners who aren't really investors but like the idea of building something and maybe one day cash flowing.